This home is not a condo, accepting FHA, VA, conventional or cash financing. Welcome to the Villas of Bonnie Bay. This charming 1 bedroom, 1 bathroom villa offers a wonderful combination of comfort, convenience, and low maintenance living. The home features a smart layout with plenty of storage and an enclosed screened lanai, perfect for morning coffee, entertaining, or simply enjoying the Florida lifestyle year round. The kitchen is equipped with all new appliances(2025) and the property boasts a brand-new roof installed in March 2025, providing peace of mind for years to come. Living in the Villas of Bonnie Bay means you can relax while the HOA takes care of the details- internet, cable, trash, and lawn care are all included. Weather your looking for a seasonal retreat, your first home, or a downsizing opportunity, this villa delivers style, function, and value in a desirable location close to shopping, dining and beautiful Gulf beaches. Call and request your tour today.